.terms-wrapper{display:flex;flex-direction:column;gap:24px}.terms-toc{margin-bottom:8px;padding:16px 20px;border-radius:12px;background:rgba(16,18,23,0.96);border:1px solid rgba(213,191,162,0.22)}.terms-toc-title{font-family:var(--font-sans);font-size:var(--font-size-xs);letter-spacing:0.18em;text-transform:uppercase;color:var(--color-text-soft);margin:0 0 8px}.terms-toc-list{display:grid;gap:6px;padding-left:0}.terms-toc-list li a{font-size:var(--font-size-sm);color:var(--color-text-muted);display:inline-flex;align-items:center;gap:8px;padding:4px 0;transition:color var(--transition-base),transform var(--transition-fast)}.terms-toc-list li a::before{content:"";width:6px;height:6px;border-radius:999px;background:var(--color-primary-subtle);box-shadow:0 0 0 1px rgba(15,91,69,0.6)}.terms-toc-list li a:hover{color:var(--color-accent);transform:translateX(1px)}.terms-section+.terms-section{margin-top:32px;padding-top:24px;border-top:1px solid rgba(213,191,162,0.12)}.terms-section h2{font-size:var(--font-size-2xl);letter-spacing:0.08em;text-transform:uppercase;margin-bottom:12px}.terms-section p{font-size:var(--font-size-sm)}.terms-contact-card{margin-top:8px;padding:16px 18px;border-radius:12px;background:rgba(16,18,23,0.96);border:1px solid rgba(213,191,162,0.18)}.terms-cta{display:flex;flex-wrap:wrap;gap:12px;align-items:center}.terms-cta .btn{min-width:0}@media (max-width:768px){.terms-toc{padding:14px 14px}.terms-section h2{font-size:var(--font-size-xl)}.terms-wrapper{gap:20px}}